A Bit About Us
Treeline Insurance started with a simple promise: put people first and keep insurance simple. Founded by Navy veteran Lyal Stephen, we’re a family-rooted agency serving clients throughout the Mountain West. Clients come to us for straight talk, competitive options, and follow-through you can count on. As a dad of two, Lyal builds plans the way he’d want them for his own family: clear, affordable, and reliable.

Our Simple Promise
Only What You Need
As a veteran-owned, family-rooted agency, we cut through the insurance jargon and hidden costs. Treeline builds plans that genuinely fit your real life—whether you're an employer with 50 staff or a family of four.
Only What You Need
We focus on the coverage that matters. Cut the extras, keep the cost low.
Fast, Competitive Quotes
We shop new markets and compare options quickly, so you don't have to.
Human Support, Real Quick
Get responsive help for claims, enrollments, and renewals. No call center scripts.
Friendly support available in English an Spanish
Friendly support available in English and Spanish for teams and families.
Our Mission
Help employers and families choose benefits with confidence; no hype, no hidden costs; so they can protect what matters and grow with peace of mind.


Health insurance
Disability insurance
Disease insurance
Life insurance
Employee insurance
Accident insurance
Dental insurance
Vision insurance




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